When can I stop budgeting?

Sometimes I have these incredible day dreams where I have hundreds of millions of dollars to my name, and I can buy whatever I want without even thinking about it. It’s a short lived fantasy as I rush to check YNAB and run my net worth report. Then I think, would I still even need YNAB if I had that much money?

Well, yes. Yes I would.

People who reach incredible heights financially typically do so because they are diligent, aware, and concerned with the details. They know where their money is, and where it’s going. They do that with a budget.

Making a lot of money, or having a large net worth, doesn’t change that fundamental truth.

When can I stop budgeting? If I’m being totally honest, probably never. I’ll always want to know how much I have, and how much I’m spending.

Can I give you something?

If your budget needs work, I have something for you. It’s my completely free Master Your Budget Categories guide, with over 270+ categories laid out and organized specifically to help you budget better. I’ll even show you exactly what goes on my budget.

Think of it as the foundation to your perfect budget. Can I send you my categories?

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