If you have a solid budget then you’ll know exactly where your money is going each month, and what you’re spending it on. Knowing where and what is great, but the next step is to decide if it’s necessary.
In this age of service by subscription (think cable, Netflix, Beachbody, etc.) it’s too easy to start paying for something you never use. For a lot of people, this is the classic gym membership. We sign up with the best intentions, but never workout. Or we go for a few months and then stop. I can almost guarantee you have services like this that you’re paying for right now. You might as well take that money and light it on fire.
Cut them. Cancel them. Get rid of them. Don’t keep them around because you might someday get around to watching that show or doing a workout. If you aren’t using the service, remove the service. Put that money towards something important, like your investments, or a vacation. You decide where it should go.
You should take a look at your budget at least once per quarter to determine if you have any of this budget bloat you can trim. You’ll be happy you did.